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Offline dodger

  • Tommy Gunna

  • Joined: Dec 2009

  • Location: Melbourne
This is new, but if you put in anything other than a local car you get a message saying they can't cover you, must be a bug because why would the cars be in the list otherwise.
I'm not interested in cheap milk but if they can offer cheap insurance why not ?

http://www.colesinsurance.com.au/car-insurance?cid=ins:gen:colescom:splash:header



Offline AshSimmonds

  • Geekitecht

  • Joined: Feb 2006

  • Drives: GF's shitbox :(
  • Location: Adelayed
  • Name: Humble Narrator
  • www: AshSimmonds.com



Offline dodger

  • Tommy Gunna

  • Joined: Dec 2009

  • Location: Melbourne
Well it's new to me, I'm sick of being ripped off by the usual pricks in the business GIO etc



Offline Paulstar


  • Joined: Jul 2008

  • Location: Sydney
It's not even April 1th yet. :doh:

Does that count as a typo? Prime fodder for teh spell checkers  :p

Dodger, what makes you think Coles wouldn't rip you off as well?



Offline mhh

  • Chief Test Pilot

  • Joined: Feb 2006

  • Location: Adelaide
Not a new concept in the UK where the new Coles CEO hails from.



Offline dodger

  • Tommy Gunna

  • Joined: Dec 2009

  • Location: Melbourne
Does that count as a typo? Prime fodder for teh spell checkers  :p

Dodger, what makes you think Coles wouldn't rip you off as well?

Their whole business model is based on being the cheapest.

My guess is the main motor insurers load the premiums to buggery while Coles may go super cheap to get masket share, why would you insure with Coles unless it was cheap ?, and under the brand the cover will be the same anyway......I think,



Offline dodger

  • Tommy Gunna

  • Joined: Dec 2009

  • Location: Melbourne
I'm thinking maybe 30 or 40% cheaper.



Offline mhh

  • Chief Test Pilot

  • Joined: Feb 2006

  • Location: Adelaide
Their whole business model is based on being the cheapest.

My guess is the main motor insurers load the premiums to buggery while Coles may go super cheap to get masket share, why would you insure with Coles unless it was cheap ?, and under the brand the cover will be the same anyway......I think,

Coles is owned by Wesfarmers which owns Lumleys amongst other insurance brands.  I don't think the issue is price but distribution - a network of retail stores is handy if you want sell stuff.



Offline Paulstar


  • Joined: Jul 2008

  • Location: Sydney
Maybe some sort of 6cents off deal  :p like Mhh says, the model is done in UK and in India as well by the Reliance conglomerate. Could be alright  :cool:



Offline app


  • Joined: Sep 2008

  • Location: Adelaide
Coles is owned by Wesfarmers which owns Lumleys amongst other insurance brands.  I don't think the issue is price but distribution - a network of retail stores is handy if you want sell stuff.

Or put in one word - monopoly :P



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