22887 views

0 Members and 1 Guest are viewing this topic.


Offline Aircon

  • Master Baiter 300kph+ club
  • Who said it couldn't be done?

  • Joined: Mar 2007

  • Drives: Pork
  • Location: Melbourne, Australia
  • Name: Peter
If you have an accident, doesnt your insurance only pay for your personal injuries?

Really? News to me. Is that true?

I love my car. Buy your own



Offline Wattens

  • Free Mustache Rides
  • The only wrong decision is Regret

  • Joined: Jan 2010

  • Drives: Cars
  • Location: Earth
  • Name: Knob Head
In NSW we have Green Slips which is compulsory insurance that covers for personal injury (it is connected directly to the people inside the car).

3rd party insurance generally covers damage to other cars and property (and sometimes fire)

Comprehensive covers the other car, property AND your own car.

Clear enough???? lol
You can say I'm wrong, but my garage doesn't agree with that statement!!!



Offline Wattens

  • Free Mustache Rides
  • The only wrong decision is Regret

  • Joined: Jan 2010

  • Drives: Cars
  • Location: Earth
  • Name: Knob Head
Now lets get back on track to old Fchat arguments  :p
You can say I'm wrong, but my garage doesn't agree with that statement!!!



Offline Aircon

  • Master Baiter 300kph+ club
  • Who said it couldn't be done?

  • Joined: Mar 2007

  • Drives: Pork
  • Location: Melbourne, Australia
  • Name: Peter
In NSW we have Green Slips which is compulsory insurance that covers for personal injury (it is connected directly to the people inside the car).

3rd party insurance generally covers damage to other cars and property (and sometimes fire)

Comprehensive covers the other car, property AND your own car.

Clear enough???? lol


ahh...maybe different states, different rules then.

AFAIK, TAC, which we pay for with our rego, covers all injuries that occur on the road or by vehicle trauma.

It covers the drivers and passengers of all cars involved, and includes hospital, ambulance etc too.

Anyone know if that's correct?

Vehicle insurance, in Victoria at least, doesn't cover injury, again AFAIK.

I love my car. Buy your own



Offline goober

  • AE's Tame Race Driver
  • I did not lie. I was strategically misinforming u

  • Joined: Feb 2006

  • Drives: no friend of the left
  • Location: Thredbo Village
  • Name: Buddy Miles

ahh...maybe different states, different rules then.

AFAIK, TAC, which we pay for with our rego, covers all injuries that occur on the road or by vehicle trauma.

It covers the drivers and passengers of all cars involved, and includes hospital, ambulance etc too.

Anyone know if that's correct?

Vehicle insurance, in Victoria at least, doesn't cover injury, again AFAIK.
correct, however regardless of what state in Aust.....all it takes is an exotic, smart ass lawyer, someone dead or worse injured and a court case, watch the insurance company fight until the death.


have IQ levels dropped, but anyone remember the 360 black that crashed in walkervile, still no pay out after what.....4 years
Meeting women on the Internet? Remember, the more similarities u “magically” have, & the more she agrees with u, the fucking crazier she is.



Offline Wattens

  • Free Mustache Rides
  • The only wrong decision is Regret

  • Joined: Jan 2010

  • Drives: Cars
  • Location: Earth
  • Name: Knob Head

ahh...maybe different states, different rules then.

AFAIK, TAC, which we pay for with our rego, covers all injuries that occur on the road or by vehicle trauma.

It covers the drivers and passengers of all cars involved, and includes hospital, ambulance etc too.

Anyone know if that's correct?

Vehicle insurance, in Victoria at least, doesn't cover injury, again AFAIK.

You could be right about the TAC (Green slip) covering all cars involved but all I know is if I get injured while driving I know me and my passengers are covered by my compulsory insurance at least.
Hopefully touch wood I never need to find out for sure what it covers.
You can say I'm wrong, but my garage doesn't agree with that statement!!!



Offline Wattens

  • Free Mustache Rides
  • The only wrong decision is Regret

  • Joined: Jan 2010

  • Drives: Cars
  • Location: Earth
  • Name: Knob Head
correct, however regardless of what state in Aust.....all it takes is an exotic, smart ass lawyer, someone dead or worse injured and a court case, watch the insurance company fight until the death.


have IQ levels dropped, but anyone remember the 360 black that crashed in walkervile, still no pay out after what.....4 years

That car went to auction and is now in Sydney, not sure if it's been repaired yet.

So owner took the car to auction then??? Seeing as insurance hasn't covered?

Insurance are c#nts anyway
You can say I'm wrong, but my garage doesn't agree with that statement!!!



Offline goober

  • AE's Tame Race Driver
  • I did not lie. I was strategically misinforming u

  • Joined: Feb 2006

  • Drives: no friend of the left
  • Location: Thredbo Village
  • Name: Buddy Miles
You could be right about the TAC (Green slip) covering all cars involved but all I know is if I get injured while driving I know me and my passengers are covered by my compulsory insurance at least.
Hopefully touch wood I never need to find out for sure what it covers.

covered yes, but the car has to be roadworthy and comply with ADR's
Meeting women on the Internet? Remember, the more similarities u “magically” have, & the more she agrees with u, the fucking crazier she is.



Offline Wattens

  • Free Mustache Rides
  • The only wrong decision is Regret

  • Joined: Jan 2010

  • Drives: Cars
  • Location: Earth
  • Name: Knob Head
covered yes, but the car has to be roadworthy and comply with ADR's

roadworthy yes,,,, ADR's?????

What about personal imports or old cars that don't meet ADR, there are heaps of them driving around.
You can say I'm wrong, but my garage doesn't agree with that statement!!!



Offline anotherforumuser

  • AE's voice of reason
  • Choose to take risks or settle for ordinary.

  • Joined: Sep 2010

  • Drives: A red car.
  • Location: Downunder
Really? News to me. Is that true?
Really, you didnt know that? Maybe nothing covers you as a driver then. Maybe the insurance companies have slipped it out of the comprehensive policies and no one has noticed.
http://www.allianz.com.au/car-insurance/third-party-vs-comprehensive-car-insurance



Related Topics

  Subject / Started by Replies Last post
19 Replies
11650 Views
Last post Sun, 02 Sep, 2012 - 04:38
by anotherforumuser
0 Replies
1143 Views
Last post Sat, 19 Nov, 2011 - 05:30
by trev0006
135 Replies
61780 Views
Last post Mon, 12 Mar, 2012 - 06:20
by vegas
10 Replies
5188 Views
Last post Tue, 05 Feb, 2013 - 07:21
by ferrarista2
4 Replies
511 Views
Last post Fri, 24 Mar, 2017 - 10:40
by Fil-Ski