[David B]

So, what's the outcome of the advocate ? Did they recommend Thailand?

plot thickens friends;

So advocate say's no problem, our members are covered for this liability and we will help you make a claim such that you will only be charged the initial (original) quote so the endodontist part to finish the job and remove the 2-3mm file will be at no cost to you.

Then an email 2 hours later, "oh the dentist ( a 14mth graduate) didnt renew their membership late last year so we cant help you.... but it should be ok because they by law must have PL insurance, you will need to talk to her direct to discuss your claim."

So tomorrow, I have a call arranged with the young dentist to discuss the matter...

I'll let you all know.