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Offline mtarone


  • Joined: May 2012

  • Location: Adelaide
Travelling in the USA, and paying restaurant tips on the credit card, makes reconciling the credit card  a headache.

Say the restaurants charges you $100 for a meal.

When you sign the credit card slip and give them a tip say $15.

They swipe your credit card again for $115

And then refund your credit card $100.

It gets really confusing because 3 transactions appear on your statement.

That's really odd, in my 30 odd trips to the US I've used either Amex centurion or platinum cards and have never seen multiple transactions for meals at restaurants, I have only seen one charge (ie. including tip).



Offline deangpsx8

  • I Am Legend
  • I am legend in my own lunchbox

  • Joined: Dec 2007

  • Drives: Everyone Crazy
  • Location: Don't know I'm Lost
  • Name: Dean
  • www: Intellitrac.com.au
Really?  All that for a credit card that requires you to earn $75k p.a. and has an $18k minimum????
Amazing people's perception when they see a black card
Persistence Beats Resistance



Offline RMV

  • A Country Member

  • Joined: Apr 2006

  • Location:
  • Drives:
Amazing people's perception when they see a black card

Well then, I better trade up from my platinum Amex. ;)



Offline robertb

  • Poll Dancer

  • Joined: Apr 2006

  • Location:
  • Drives:
Well then, I better trade up from my platinum Amex. ;)
I've just painted my credit card ..black.
does that me i win this pissing contest?



Offline RMV

  • A Country Member

  • Joined: Apr 2006

  • Location:
  • Drives:
I've just painted my credit card ..black.
does that me i win this pissing contest?

Bingo!



Offline amgsl55

  • Tooth hurty

  • Joined: Feb 2011

  • Location: Adelaide
I've just painted my credit card ..black.
does that me i win this pissing contest?

shit yeah

you save on the annual fee



Offline robertb

  • Poll Dancer

  • Joined: Apr 2006

  • Location:
  • Drives:
Bingo!
shall talk re the best way to credit up O/seas,as I'm sure K,has some good pointers for me.



Offline robertb

  • Poll Dancer

  • Joined: Apr 2006

  • Location:
  • Drives:
shit yeah

you save on the annual fee
and got paint all over my fingers,yep i'm a winner.



Offline allanuber


  • Joined: Aug 2007

  • Location: Sydney
  • Name: Al
I am so annoyed with ANZ prepaid travel debit cards that I thought I should share my recent experience in the USA with these damn cards.


1.  Whenever you check into a hotel, the hotel will swipe your card for whatever they feel.  For example I was in Vegas, hotels prepaid, but on arrival they swiped $2000  for a 4 day stay.

2. when I checked out, they charged another $2500 for expenses.

So $4.5K out of my travel card

This continued along a 3 week trip.

The issue is that the hotels don't refund the initial swipe for about 10 days.

So you end up running out of money.

So stuck in the USA with my other credit cards, which I didn't want to use, and NO CASH could be withdrawn from my Debit cards cause they were artificially maxed out.  BTW I didn't bring the normal ATM card because we didn't think we would need it!

No problems..I will transfer some money to my Travel Card.

So I transferred $20K from my bank account to the prepaid travel card using Bpay. (one of the methods recommended)
Well 4 days later, the $20K still had not reached my Travel card.

So I called them to complain.

My only option for quick funds was to transfer funds from one of my other cards to my travel card.

But of course these pricks charge you obnoxious interest rates on cash advances from your credit card to transfer to your travel card.

So I had to pay out my MasterCard before the due date.  $30K on the MasterCard..Plus another $10K in credit  so that when I transferred the $10K to the debit card I would not be hit with interest.

So by doing that I had funds in my Travel card immediately.

So if I didn't have the $60K in ready cash I would have been stranded in the USA with my kids, thanks to these pricks!

First and Last time I will use a travel card!

Hit up ANZ's facebook pages with the experience - there's a team there doing nothing but responding to issues ... great way to vent and jump the queue  :)
C'mon, do it!






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